Fast, accurate bank data analysis

Protect your customers, control costs and reduce churn with automated affordability and source of funds checks.

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Reduce Cost
Reduce Churn
Manage Risk

Reduce Cost

Reduce the time and money spent manually checking customer-supplied documents. ClearStake gives you the insight you need to make the right decision in minutes.

Reduce Churn

Requesting financial data causes customers to churn. But not with ClearStake. We make it incredibly easy for your customers to share data, either through Open Banking or conventional statement upload.

Manage Risk

ClearStake allows you to model your own compliance policies and make the right decision every time: on your own terms. And with comprehensive case management, you can evidence every decision you make.

Everything you need to manage affordability

ClearStake lets your customers share data in whatever way works for them, and provides fast, accurate decisions based on the things that matter to you. Simple.

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Whatever your industry, we've got you covered.

Wherever you need to check customer finances - for your own protection and for that of the customer - ClearStake is there.

Gaming

Lending

Property

Retail

What's in the box?

ClearStake is built on the most advanced tech out there, from Open Banking to machine learning. Our beautiful and intuitive UI drives consumer opt-in. And we're super easy to integrate too.
Integration
With ClearStake, there's no integration required. But our comprehensive API tool-set means you can automate case creation, return results back to your own internal systems, handling the entire affordability process in minutes.
Advanced Risk Scoring
Fully configurable drag-and-drop risk matrices deliver results based on your existing workflows, tolerances and risk markers. We also support multiple workflows, allowing you to automate all your affordability and AML checks in one place.
Optimised UI/UX
We're user experience fanatics. Something you'll appreciate the moment you set eyes on our platform. But it's not just about looking good: great UX is instrumental in driving consumer opt-in rates.
Statement Scanner
We know some customers still wish to share conventional statements. ClearStake uses Optical Character Recognition (OCR) to produce the same insights, in the same great UI and same great user experience.

ClearStake in action

ClearStake is already helping operators reduce churn, save time and money, and meet regulatory requirements.

Our Customers

3000+ businesses around the world trust us to keep their money safe.

With Banksy, you never have to worry about unpaid bills and skipping coffees to save money. We help you plan ahead so you can achieve your goals--and celebrate them!
Credit cards

Boost your savings with the right credit card.

All your needs covered with a full range of credit and debit cards .

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Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
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Lending that doesn't weigh you down.

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Purchase your dream house
Get the lowest interest rates
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Finance your vehicle with easy loans
Get bonus discounts and vouchers
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Study abroad with access to funds
Pay back conveniently as you grow
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Customer Story

Cannot recommend Banksy enough!

“ It's been 2 years since I found Banksy, and it's such a relief as a small business owner to not worry about unnecessary fees. I lost my credit card once, and the service was so prompt that I was back to work the next day!
Melanie Shaw
Design Lead @ Apple
Customer Story

Highly recommended!

“ We'll do the work of saving for them each month.When you know your bills are covered, you can focus on the fun parts of having money “
Joe Fisher
Product Manager @ Nike
banking service

Latest insights from Banksy

Affordability: the international picture
Never mind the UK, what is the rest of the world up to?
Tom Farrell
5 mins
Rhodes vs Luck: post match analysis
Our thoughts on the recent interview with Andrew Rhodes on RacingTV's Luck on Sunday
Tom Farrell
5 mins
Customer Due Diligence will never go out of fashion
Whatever comes out of the whitepaper, enhanced due diligence is here to stay. Let's make it work for us.
Tom Farrell
4 mins
In 2023, understanding consumer finances is more important than ever
When consumer financial circumstances are changing, we need better ways to evaluate financial health.
Tom Farrell
4 mins
Will consumers really share bank details in order to bet?
The evidence suggests that yes, consumers will share financial data: as long as they understand the hows and whys behind the process.
Tom Farrell
5 mins
Introducing: statement scanning from ClearStake
We turn PDF bank statements into financial intelligence in seconds, saving a whole lot of time and money in the process.
Tom Farrell
3 mins
What are affordability checks, anyway?
Can affordability checks really deliver a sustainable gambling industry whilst being 'non-intrusive' at the same time?
Tom Farrell
4 mins
Here comes the whitepaper - or does it?
The UK gambling whitepaper is on the way - in this short blog post we look at what this will mean for operators
Tom Farrell
3 mins
Why Safer Gambling Week is only part of the story
Public awareness campaigns do work, but they aren't the only tools we have available when it comes to making gambling safer for all.
Tom Farrell
4 mins
Why affordability checks are inevitable (and not just in gambling)
Responsible gambling requires sensible affordability checks, just as it requires the source of funds checks that are performed today.
Tom Farrell
5 mins
What does the Entain news mean for the UK gambling industry?
£17 million is the headline, but more costly is the reputational damage to the industry as a whole.
Tom Farrell
3 mins
Can affordability checks be a source of acquisition? (Spoiler - the answer is yes)
Affordability checks based on real financial data allow gambling operators to accept business they would otherwise turn away.
Tom Farrell
3 mins
What do affordability checks cost you today? Probably more than you think.
We add up the costs - and look at the value of customers that are lost - associated with the average affordability process today.
Tom Farrell
5 mins
Open Banking and gambling regulation: will it work?
The UK government agrees: Open Banking is ready to help solve the affordability challenge
Tom Farrell
6 mins
What's happening with the gambling review - and does it matter?
Whatever happens, the industry needs to get proactive when it comes to managing the affordability challenge.
Tom Farrell
5 mins
Affordabilty in retail gambling
Affordability and source of funds checks are required in retail gambling, just as they are offline. ClearStake can make that happen.
Tom Farrell
3 mins
It's time to stop customer churn associated with affordability checks. Here's how.
Customers churning when asked for their financial data costs gambling businesses millions every year. But it doesn't have to.
Tom Farrell
3 mins
Designing for opt-in: 5 principles we follow at ClearStake
A good affordability process is one that customer will engage with. Here's 5 ways we ensure that happens.
Tom Farrell
4 mins
The case for early affordability checks in the gambling industry
There are two responses to affordability checks being painful. One is not to do them. The other, better, option is to make them painless.
Tom Farrell
4 mins
What gambling can learn from the fintech industry
It's not impossible to meet affordability requirements in a way that works for both customers and operators. The
Tom Farrell
5 mins
Solving the pain of enhanced due diligence in gambling
EDD is broken. It takes too long, drives good customers to churn - and doesn't always work anyway. Here's the cure.
Tom Farrell
5 mins
Customer due diligence is changing: here's what you need to know
Affordability is now part of Customer Due Diligence. Here's what to do about it.
Tom Farrell
4 mins
Affordability in gambling is broken. Here’s how to fix it.
The way in which affordability is handled in the gambling sector is about to change - for the better.
Martin Burt
6 mins
Affordability: the consumer perspective
New approaches to affordability mean simpler, easier management of personal finances, and help consumers keep themselves protected.
Tom Farrell
3 mins
Affordability: why consumer protection is going mainstream
In any vertical, selling responsibly means ensuring every customer only spends what they can afford.
Martin Burt
3 mins
Where next for Open Banking? It’s all about the value.
Open Banking is ready for the mainstream, and will be a key weapon in meeting the affordability challenge in gambling.
Martin Burt
5 ins
Regulation and affordability: what does the future look like?
Where next for regulation around affordability? We look at the UKGC's strategy document to find out
Tom Farrell
4 mins
What’s wrong with existing affordability checks?
Common affordability checks are little more than guesswork. But there is a better way.
Tom Farrell
4 mins
Can affordability be a source of competitive advantage?
Smarter due diligence around affordability can help your business retain more high-value customers: and drive the bottom line as a result.
Tom Farrell
5 mins

Accurate, real-time affordability

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